Buyer's Assessment

What you will need
Before you buy, you'll need to prepare a little, but there's really not a lot to it. For starters, you'll obviously want to get a grip on areas and the types of homes you'll want to consider. Next, you'll want to get a handle on price range and financing. There's obviously no better way to do this than by contacting a loan consultant. The loan consultant will not only help match you with the best loan product to fit your financial situation and home ownership goals, they'll also provide you with a pre-approval letter, which is something you must have before you can make a credible offer on a house. You may think you need thousands of dollars in the bank to cover a down payment and closing costs, but even as credit continues to tighten in 2008 it is still possible to secure zero-down loans. In fact, congress recently passed a law that significantly raises the limits on FHA loans, which is going to make it much easier for many potential home buyers. I have worked with several of the top mortgage professionals in the area-if you would like to get in touch with one that would fit your needs well, please call me and I will arrange for you to get the best.



Insight Team